Wise Thinking

Australia’s Best Value Rewards Program The Whittlesea Region Community Rewards Program is a localised version of a nation wide rewards program similar to  others that you may be familiar with like the Entertainment Book. It does however come with some…

Start Up A Business On a Budget If you want to start a business on a budget, your going to want to follow these tips. Truth is cost it the number 1 factor when you first get started. Whether it’s…

Why Start A Business? There are three ways to generate wealth: save more than you spend from your wage, invest your savings in something like shares or housing and growing a business that generates profit. You should definitely be aiming…

Forget Net Wealth, Think Income Producing Wealth Net wealth is often bandied about as the primary measure of wealth. It’s the reason to give yourself a big pat on the back if it’s a pretty big number. The problem though…

Should you Buy or Rent? It’s the age old question. Should you buy or rent? Now, I’m an Aussie and our housing situation is very different from say the US or Europe. But many of these realities are true the…

How To Create a Budget You Can Keep There’s no point creating a budget that makes no difference to your spending. Like a failed new years resolution you really needn’t have bothered. So here’s a guide on how to create…

The Purpose of Budgets Budgets are meant to stop excessive spending right? Get you on track. Rein in your spending. Limit extravagance. Well, that’s only half the story. You see budgets have two purposes, not one. Sure, one purpose is…

It’s late and I want to have some fun. So here’s your 12 point plan, a rich mans guide to getting poor. Don’t budget, just spend what you want and when you want it. Don’t give it a second thought.…

No doubt most of us have splurged on a luxury item now or then. Luxury is sold to us everywhere. Gold class, business class, luxuriant holidays, branded clothing, flashy cars, overpriced hotels, fine wines and fine dining. But what are…

Let me tell you about my friend Steve. Steve is an incredibly generous person. Financially he’s given away a greater percentage of his income each year, every year. He gives without expecting anything in return, often in secret. You’d think…