Forget Net Wealth, Think Income Producing Wealth Net wealth is often bandied about as the primary measure of wealth. It’s the reason to give yourself a big pat on the back if it’s a pretty big number. The problem though…

Low Cost Holidays Here’s a few tips for low cost holidays. Holidays are one of those items that can really break the bank. Accommodation is expensive, flights, car rental, activities, eating out, special treats…..it all adds up. Sure they’re fun…

Should you Buy or Rent? It’s the age old question. Should you buy or rent? Now, I’m an Aussie and our housing situation is very different from say the US or Europe. But many of these realities are true the…

How To Create a Budget You Can Keep There’s no point creating a budget that makes no difference to your spending. Like a failed new years resolution you really needn’t have bothered. So here’s a guide on how to create…

(updated dec 2017) Want to get the cheapest mobile phone plan in Australia? We all need a mobile but usually spend way too much on a mobile phone plan with the latest phone on a contract that you can’t get…

Here are a few of my share picks for 2018. Like everyone else I have no idea where the share market is headed in the short term. But these are some of the shares I’m keen on and own. As…

The Purpose of Budgets Budgets are meant to stop excessive spending right? Get you on track. Rein in your spending. Limit extravagance. Well, that’s only half the story. You see budgets have two purposes, not one. Sure, one purpose is…

Kogan: Australia’s Amazon Kogan  is the Aussie amazon equivalent. And is one of the few companies that will be able to take on the retail giant at its own game as it launches in Aus. I like that Kogan is…

It’s late and I want to have some fun. So here’s your 12 point plan, a rich mans guide to getting poor. Don’t budget, just spend what you want and when you want it. Don’t give it a second thought.…

Best Price on Power and Gas Getting the best price on power and gas is pretty important with rising cost of utilities. If it’s been a while since you’ve shopped around, chances are you’re getting fleeced. There’s a reason the…

Second Hand and Free Sites If you are keen to save a lot on your living costs, then buying second hand and visiting free sites is the way to go. You can easily get almost every household item, both large…

Here’s a bit of a portfolio update. Overall I’ve returned just over 15% for the financial year on today’s prices including dividends, which I’m pretty happy with. About 5% of that is from dividends, the other 10% is capital appreciation.…

No doubt most of us have splurged on a luxury item now or then. Luxury is sold to us everywhere. Gold class, business class, luxuriant holidays, branded clothing, flashy cars, overpriced hotels, fine wines and fine dining. But what are…

Dollarwise Portfolio Here’s a current look at the Dollarwise portfolio. Keep in mind that this is not investment advice, as per the disclaimer. But for interest sake, here’s a look at the shares that in my current portfolio and some…